Our Standard Fire Policy provides protection for buildings other than a primary residence. These buildings include tenant dwellings, cabins, etc. Coverage on fire policies can be extended beyond simple fire and lightning protection.
Occupancy Classifications include:
• Vacant Properties
• Properties Under Construction
• 1-4 Family Rental Units
• Seasonal Properties
• Farm Properties (non-owner or owner occupied)
The Standard Coverage includes:
• Dwelling
• Other Structures (Upon request)
• Personal Property (Upon request)
• Loss of Use (Upon request)
Optional Coverages include:
• Liability
• Vandalism
• Extended Coverage
• Inflation Guard
• Earthquake
• Increased Limits for Personal Property
• Business Property
• Credit Card and Depositors Forgery
• Mobile Home Options
• Farm Options (livestock, machinery, produce, supplies)
And many more!
You could qualify for premium credits such as:
• Fire and Burglar Alarm/Sprinkler System Credits
• Tenant's Liability Insurance Credit
• BACK TO PERSONAL COVERAGE LIST
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