Description:

The Homeowners Policies (including renters policies) provide protection from multiple perils for both physical damage and liability. These package type policies offer various types of coverage under one policy.

The Standard Coverage includes:

- Dwelling (not included in tenants policy)
- Other Structures (not included in tenants policy)
- Personal Property
- Loss of Use
- Personal Liability
- Medical Payments to Others

Optional Coverages include:

- Inflation Guard
- Satellite Dish
- Earthquake
- Water Damage (Sewers, Drains and Sumps)
- Replacement Cost for Personal Property
- Increased Limits for Personal Property
- Business Property
- Credit Card and Depositors Forgery
- Refrigerated Food Spoilage
- All Terrain Vehicles
And many more!

You could possibly qualify for premium credits such as:

- Fire and Burglar Alarm/Sprinkler System Credits
- Preferred Risk Credit

And later on:

- Renewal Credit